comdirect
Banque en ligne allemande BaFin (Commerzbank), courtage + compte courant
📋About comdirect
comdirect est une banque en ligne allemande creee en 1994 a Quickborn (Hambourg) par Commerzbank, dont elle est filiale a 100% depuis 2002. Regulee par la BaFin avec licence bancaire complete, comdirect compte plus de 4 millions de clients en Allemagne. Le broker propose un compte courant + carte gratuite + brokerage + assurance vie + credit immobilier (offre bancaire complete). Cote brokerage : acces a Xetra, Frankfurt, Tradegate, NYSE, NASDAQ, Euronext, LSE et 50+ places mondiales. Plus de 15 000 actions, 4 000 fonds (dont 500+ a 0 EUR via campagnes), 2 000+ ETF (300+ a 0 EUR via plans d'epargne), bonds, derivatives. Tarifs : 4.90 EUR + 0.25% (max 17.90 EUR) par ordre actions, 0 EUR ETF en plans d'epargne automatiques. Cible une clientele DE/AT premium.
ⓘKey info
⚖Pros & Cons
- ✓Filiale Commerzbank (solidite bancaire Tier-1)
- ✓4M+ clients (banque en ligne #2 Allemagne)
- ✓Compte courant + carte + brokerage tout en un
- ✓BdB protection 5 Mrd EUR par client (depot protection)
- ✓ProTrader gratuit pour charts avances
- ✓300+ ETF gratuits en plans d'epargne
- ✕Disponible uniquement DE/AT
- ✕CFD ferme en 2024 (pas de levier disponible)
- ✕Pas de forex, pas de crypto
- ✕Frais 4.90 + 0.25% (eleve vs Trade Republic 1 EUR)
- ✕Pas multilingue francais
- ✕Pas de fractional shares
Regulation and licenses
comdirect is regulated by the following authorities: BaFin, Bundesbank. These regulations provide a legal framework for client funds and require the broker to follow strict transparency rules.
Available trading platforms
comdirect offers: comdirect Web, comdirect App, ProTrader (plateforme avancee gratuite).
How to open an account at comdirect?
Opening an account at comdirect is done online in a few minutes. KYC verification (identity + proof of address) is required by regulation. Once approved, the initial deposit can be made by bank transfer, card, or e-wallet depending on the broker's options.
Analyse-Trading community reviews and rating
The community rating is calculated from verified reviews left by users connected to our platform. Each trader can rate comdirect on 5 criteria: fees, platform, support, security, and withdrawals. Check the detailed reviews and trader feedback below.
⚠ Risk warning: Trading CFDs and Forex involves a high risk of rapid money loss due to leverage. The majority of retail investor accounts lose money trading CFDs. You should make sure you understand how CFDs work and whether you can afford to take the high risk of losing your money.