flatex
Courtier allemand BaFin (fusionne avec DEGIRO 2020), 0 EUR ETF + flatpaid
📋About flatex
flatex est un courtier allemand cree en 2006 a Kulmbach (Baviere). Apres sa fusion avec le neerlandais DEGIRO en 2020, le groupe est devenu flatexDEGIRO Bank AG, cote a la Bourse de Francfort (ETR:FTK). flatex sert principalement la clientele DE/AT/NL avec une licence bancaire complete BaFin et conserve sa marque distincte (vs DEGIRO pour le reste de l'UE). Le broker propose actions, ETF, fonds (8 000+), bonds, derivatives (warrants/turbos/options/futures) et un compte courant inclus. Tarifs : 5.90 EUR/ordre sur actions (flatpaid sur lot de 100), 0 EUR sur 350+ ETF et certains fonds. Possibilite de trader sur Xetra, Tradegate, Frankfurt, Quotrix, baader bank et plus de 35 places europeennes + US.
ⓘKey info
⚖Pros & Cons
- ✓Licence bancaire complete BaFin + compte courant inclus
- ✓flatpaid : 0 EUR sur 350+ ETF eligibles
- ✓15 000+ instruments dont 50 000 derivatives
- ✓Cote Francfort (FTK) - transparence
- ✓Plateforme flatex Trader desktop pour pros
- ✓Garantie depots 100K EUR + 20K EUR titres
- ✕Pas dispo en France (DE/AT/NL uniquement)
- ✕Frais 5.90 EUR/ordre (plus eleve que DEGIRO ou Trade Republic)
- ✕Pas de CFD, pas de forex, pas de crypto
- ✕Pas de fractional shares
- ✕Pas multilingue francais
- ✕Inactivite Forfait Premium si compte non utilise
Regulation and licenses
flatex is regulated by the following authorities: BaFin, AFM, Bundesbank. These regulations provide a legal framework for client funds and require the broker to follow strict transparency rules.
Available trading platforms
flatex offers: flatex Web Filiale, flatex App, flatex Trader (desktop).
How to open an account at flatex?
Opening an account at flatex is done online in a few minutes. KYC verification (identity + proof of address) is required by regulation. Once approved, the initial deposit can be made by bank transfer, card, or e-wallet depending on the broker's options.
Analyse-Trading community reviews and rating
The community rating is calculated from verified reviews left by users connected to our platform. Each trader can rate flatex on 5 criteria: fees, platform, support, security, and withdrawals. Check the detailed reviews and trader feedback below.
⚠ Risk warning: Trading CFDs and Forex involves a high risk of rapid money loss due to leverage. The majority of retail investor accounts lose money trading CFDs. You should make sure you understand how CFDs work and whether you can afford to take the high risk of losing your money.