Scalable Capital
Neobroker allemand BaFin, courtage forfaitaire + ETF DCA gratuit
📋About Scalable Capital
Scalable Capital est un neobroker allemand cree en 2014 a Munich par Erik Podzuweit et Florian Prucker. Apres avoir demarre comme robo-advisor, Scalable Capital a lance son service broker en 2020. Detenant une licence bancaire complete (BaFin) et regule par BaFin, BSV et FCA (UK), le broker totalise plus de 1.6 million de clients et 25 milliards EUR d'actifs sous gestion. Scalable propose 7500+ actions et 2500+ ETF, plus de 2500 fonds, derivatives et crypto via deux modeles tarifaires : PRIME+ (4.99 EUR/mois illimite, courtage gratuit Xetra & Gettex) et FREE (0.99 EUR/ordre, sans abonnement). Les plans d'epargne ETF sont entierement gratuits sur les deux modeles. Comme Trade Republic, Scalable remunere le compte courant aux taux BCE (jusqu'a 3%+ selon plan).
ⓘKey info
⚖Pros & Cons
- ✓PRIME+ : courtage illimite gratuit Xetra & Gettex pour 4.99 EUR/mois
- ✓Plus de 2500 ETF avec plans gratuits (DCA)
- ✓Compte courant remunere 3%+ (taux BCE - PRIME+)
- ✓Licence bancaire complete BaFin
- ✓Robo-advisor Scalable Capital Wealth (~25 Mrd EUR AUM)
- ✓Fractional shares depuis 2024
- ✕Pas de CFD, pas de forex
- ✕PRIME+ obligatoire pour courtage gratuit (abonnement)
- ✕Mobile-first (pas de plateforme desktop riche)
- ✕Pas de compte demo
- ✕Pas disponible hors UE elargie
- ✕Crypto via ETP physique uniquement (pas spot direct)
Regulation and licenses
Scalable Capital is regulated by the following authorities: BaFin, BSV, FCA. These regulations provide a legal framework for client funds and require the broker to follow strict transparency rules.
Available trading platforms
Scalable Capital offers: Scalable Capital App (mobile-first).
How to open an account at Scalable Capital?
Opening an account at Scalable Capital is done online in a few minutes. KYC verification (identity + proof of address) is required by regulation. Once approved, the initial deposit can be made by bank transfer, card, or e-wallet depending on the broker's options.
Analyse-Trading community reviews and rating
The community rating is calculated from verified reviews left by users connected to our platform. Each trader can rate Scalable Capital on 5 criteria: fees, platform, support, security, and withdrawals. Check the detailed reviews and trader feedback below.
⚠ Risk warning: Trading CFDs and Forex involves a high risk of rapid money loss due to leverage. The majority of retail investor accounts lose money trading CFDs. You should make sure you understand how CFDs work and whether you can afford to take the high risk of losing your money.