Trade Republic

Neobroker allemand BaFin, actions et ETF a 1 EUR, compte titres + livret 4%

BaFin · BundesbankFounded in 2015Berlin, Allemagne
Min deposit
0
Standard account
Max leverage
0 (pas de levier sur actions cash)
Retail · Variable sur derivatives Pro
Instruments
11000+ (actions cash) + 600 crypto + 40000 derivatives
Forex · CFD · Stocks
Execution
Cash market (LS Exchange, Xetra, Gettex selon ordre)

📋About Trade Republic

Trade Republic est un neobroker allemand cree en 2015 a Berlin par Christian Hecker, Thomas Pischke et Marco Cancellieri. Detenant une licence bancaire complete (BaFin Bank Lizenz depuis 2023), Trade Republic est l'une des plus grosses valorisations fintech europeennes (5+ milliards EUR). Le broker propose plus de 11 000 actions et ETF de plus de 50 places boursieres mondiales, plus de 600 cryptos, derivatives (options/turbos) et bonds, le tout a une commission unique de 1 EUR par ordre (pas de spread sur les ETF). Trade Republic offre egalement un compte courant remunere a 4% (taux variable BCE) sur les liquidites, une carte de paiement Mastercard et un programme Saveback (cashback sur ETF). Disponible en Allemagne, France, Italie, Espagne, Autriche, Belgique, Pays-Bas, Portugal, Irlande, Grece et Slovaquie.

Key info

Headquarters
Berlin, Allemagne
Founded
2015
Regulations
BaFin, Bundesbank
Active clients
4000000+
Countries served
Allemagne, France, Italie, Espagne, Autriche, Belgique, Pays-Bas, Portugal, Irlande, Grece, Slovaquie
Support languages
EN, FR, DE, IT, ES, NL, PT
Segregated funds
Yes
Negative balance protection
Yes
Compensation
Schutzgemeinschaft AG (Esef) jusqu'a 100000 EUR (BaFin)
Demo account
Free
Listed company
No

Pros & Cons

Pros
  • Commission unique 1 EUR/ordre (parmi les moins chers UE)
  • Compte courant remunere 4% (taux BCE variable) automatique
  • Licence bancaire complete BaFin + garantie depots 100K EUR
  • Plus de 2500 ETF avec plans gratuits (DCA)
  • Saveback : cashback Mastercard reinvesti en ETF
  • Mobile-first app primee
Cons
  • Pas de CFD ni forex (que actions cash + crypto + derivatives)
  • Pas de compte demo
  • Pas de plateforme desktop ni web complete (mobile-first)
  • Education quasi inexistante
  • Pas disponible en Suisse ni hors UE elargie
  • Une seule place de cotation par actif (LS Exchange, pas de Xetra direct sauf upgrade)

🏆Awards

Best Broker Germany (multiple annees, Brokervergleich.de)

Regulation and licenses

Trade Republic is regulated by the following authorities: BaFin, Bundesbank. These regulations provide a legal framework for client funds and require the broker to follow strict transparency rules.

Available trading platforms

Trade Republic offers: Trade Republic App (mobile-first).

How to open an account at Trade Republic?

Opening an account at Trade Republic is done online in a few minutes. KYC verification (identity + proof of address) is required by regulation. Once approved, the initial deposit can be made by bank transfer, card, or e-wallet depending on the broker's options.

Analyse-Trading community reviews and rating

The community rating is calculated from verified reviews left by users connected to our platform. Each trader can rate Trade Republic on 5 criteria: fees, platform, support, security, and withdrawals. Check the detailed reviews and trader feedback below.

⚠ Risk warning: Trading CFDs and Forex involves a high risk of rapid money loss due to leverage. The majority of retail investor accounts lose money trading CFDs. You should make sure you understand how CFDs work and whether you can afford to take the high risk of losing your money.