Belfius
Banque belge etatique NBB, brokerage Belfius Direct Net
📋About Belfius
Belfius est l'une des quatre grandes banques belges, detenue a 100% par l'Etat belge depuis 2011 (anciennement Dexia Banque Belgique avant le sauvetage). Reguléé par la NBB et la FSMA, Belfius compte environ 3.5 millions de clients en Belgique. Le brokerage est propose via Belfius Direct Net (compte titres en ligne) et Belfius Direct Invest pour le conseil patrimonial. Acces a Euronext (Bruxelles, Amsterdam, Paris, Lisbonne), NYSE, NASDAQ, Xetra, LSE et autres places europeennes. Plus de 10 000 actions, 1 500+ fonds (incl. fonds Candriam, ex Dexia Asset Management), ETF, bonds, options et warrants. Tarifs : ~15 EUR/ordre <2500 EUR Euronext Brussels, 25 EUR US/UE. Cible une clientele bancaire belge integree avec preference conseil et heritage.
ⓘKey info
⚖Pros & Cons
- ✓Banque belge etatique (Etat actionnaire 100% depuis 2011)
- ✓L'une des 4 grandes banques systemiques belges
- ✓Conseil patrimonial integre + fonds Candriam (ex Dexia)
- ✓Garantie depots 100K + investisseurs 20K
- ✓BCE supervisee
- ✓Service client francophone/neerlandophone
- ✕Disponible uniquement Belgique
- ✕Frais eleves (15-25 EUR/ordre)
- ✕Pas de CFD, pas de forex, pas de crypto, pas de derivatives complexes
- ✕Pas de plateforme de trading pro
- ✕Pas de fractional shares
- ✕Orientation tres bancaire (pas optimal pour traders actifs)
Regulation and licenses
Belfius is regulated by the following authorities: NBB, FSMA, BCE. These regulations provide a legal framework for client funds and require the broker to follow strict transparency rules.
Available trading platforms
Belfius offers: Belfius Direct Net (web), Belfius Mobile App.
How to open an account at Belfius?
Opening an account at Belfius is done online in a few minutes. KYC verification (identity + proof of address) is required by regulation. Once approved, the initial deposit can be made by bank transfer, card, or e-wallet depending on the broker's options.
Analyse-Trading community reviews and rating
The community rating is calculated from verified reviews left by users connected to our platform. Each trader can rate Belfius on 5 criteria: fees, platform, support, security, and withdrawals. Check the detailed reviews and trader feedback below.
⚠ Risk warning: Trading CFDs and Forex involves a high risk of rapid money loss due to leverage. The majority of retail investor accounts lose money trading CFDs. You should make sure you understand how CFDs work and whether you can afford to take the high risk of losing your money.