Charles Schwab
Courtier US Tier-1 SEC + FINRA + CFTC, 0 USD ordres actions/ETF, integre TD Ameritrade
📋About Charles Schwab
Charles Schwab est l'un des plus gros courtiers retail au monde, fonde en 1971 a San Francisco par Charles R. Schwab, pionnier du discount brokerage US. Cote a la Bourse de New York (NYSE:SCHW, ~140 Mrd USD de cap), le groupe a acquis TD Ameritrade en 2020 (integration completee 2024) devenant le plus gros courtier americain par actifs sous gestion (~9 trillions USD AUM, 35 millions de comptes). Regule par la SEC, FINRA, CFTC et autres regulateurs US, Schwab propose courtage 0 USD sur actions US et ETF, des frais bas sur options (0.65 USD/contrat), un service Schwab Bank (compte courant + carte) et un robo-advisor Intelligent Portfolios. Plus de 8 000 actions US/internationales, 6 000+ fonds (NTF - No Transaction Fee selection), 2 000+ ETF, bonds, futures (via thinkorswim - ex TDA), options et CDs. La plateforme thinkorswim (heritee de TDA) est reference pour traders actifs.
ⓘKey info
⚖Pros & Cons
- ✓Plus gros courtier US par AUM (~9 trillions USD post-TDA fusion)
- ✓Courtage 0 USD ordres actions/ETF US
- ✓SIPC 500K + Lloyd's 600M USD aggregate (max protection US)
- ✓thinkorswim plateforme pro herite de TDA (reference)
- ✓Schwab Bank (banque integree)
- ✓Schwab Stock Slices (fractional shares >5 USD)
- ✓60 000+ bonds (catalogue le plus large)
- ✕Clientele principalement US (international limite)
- ✕Pas multilingue (EN/ES/ZH uniquement)
- ✕Pas de CFD (interdits US)
- ✕Pas de forex spot direct (que via futures)
- ✕Pas de fractional shares pour ETF
- ✕Frais wire international 25 USD
🏆Awards
Best Online Broker (Barron's, Investopedia multiple annees)
Regulation and licenses
Charles Schwab is regulated by the following authorities: SEC, FINRA, CFTC / NFA, OCC. These regulations provide a legal framework for client funds and require the broker to follow strict transparency rules.
Available trading platforms
Charles Schwab offers: Schwab.com (web), Schwab Mobile, StreetSmart Edge, thinkorswim (heritage TDA), Schwab API.
How to open an account at Charles Schwab?
Opening an account at Charles Schwab is done online in a few minutes. KYC verification (identity + proof of address) is required by regulation. Once approved, the initial deposit can be made by bank transfer, card, or e-wallet depending on the broker's options.
Analyse-Trading community reviews and rating
The community rating is calculated from verified reviews left by users connected to our platform. Each trader can rate Charles Schwab on 5 criteria: fees, platform, support, security, and withdrawals. Check the detailed reviews and trader feedback below.
⚠ Risk warning: Trading CFDs and Forex involves a high risk of rapid money loss due to leverage. The majority of retail investor accounts lose money trading CFDs. You should make sure you understand how CFDs work and whether you can afford to take the high risk of losing your money.