DEGIRO

Courtier neerlandais BaFin + AFM, low-cost actions et ETF mondiaux

BaFin · AFM · BundesbankFounded in 2008Amsterdam, Pays-BasListed company
Min deposit
0
Standard account
Max leverage
0 (compte titres ordinaire)
Retail · Variable via Debit Money / Active Pro
Instruments
50000+ actions cash + ETF + futures + options + bonds
Forex · CFD · Stocks
Execution
Cash market (Euronext, NYSE, Xetra, LSE, etc.)

📋About DEGIRO

DEGIRO est un courtier neerlandais cree en 2008 a Amsterdam par d'anciens cadres de Binck. Apres sa fusion avec flatex en 2020, le groupe est devenu flatexDEGIRO Bank AG (BaFin et AFM Pays-Bas), cote a la Bourse de Francfort (ETR:FTK). DEGIRO est l'un des courtiers low-cost les plus populaires d'Europe avec plus de 2.5 millions de clients, donnant acces a 50+ places boursieres mondiales (Euronext, NYSE, NASDAQ, LSE, Xetra, ASX, TSE, etc.). Le broker propose actions, ETF (200 ETF gratuits sur la liste Trackers Core Selection), futures, options et bonds. Les commissions sont parmi les plus basses du marche (1 EUR + 1.50 EUR de frais Euronext, ~0.5 EUR sur les actions americaines). Pas de compte courant, pas de CFD, focus 100% bourse cash.

Key info

Headquarters
Amsterdam, Pays-Bas
Founded
2008
Regulations
BaFin, AFM, Bundesbank
Active clients
2500000+
Countries served
18 pays UE (FR, DE, IT, ES, NL, BE, AT, PT, IE, FI, etc.)
Support languages
EN, FR, DE, IT, ES, NL, PT, EL, DA, FI, SV, PL
Segregated funds
Yes
Negative balance protection
No
Compensation
Garantie depots allemande 100000 EUR, instruments financiers 20000 EUR (BeleggersCompensatie)
Demo account
Free
Listed company
Yes

Pros & Cons

Pros
  • Commissions parmi les plus basses d'Europe (1 EUR + 1.50 frais)
  • 200+ ETF gratuits (Trackers Core Selection)
  • Acces a 50+ places boursieres mondiales
  • Licence bancaire BaFin + garantie depots 100K EUR
  • Plus de 2.5 millions de clients europeens
Cons
  • Pas de compte courant remunere (vs Trade Republic 4%)
  • Pas de CFD, pas de forex, pas de crypto
  • Pas de fractional shares (action entiere obligatoire)
  • Pas de compte demo
  • Frais de change 0.25% pour devises etrangeres
  • Education tres limitee (focus auto-formes)
  • Pas de live chat

Regulation and licenses

DEGIRO is regulated by the following authorities: BaFin, AFM, Bundesbank. These regulations provide a legal framework for client funds and require the broker to follow strict transparency rules.

Available trading platforms

DEGIRO offers: DEGIRO WebTrader, DEGIRO Mobile App.

How to open an account at DEGIRO?

Opening an account at DEGIRO is done online in a few minutes. KYC verification (identity + proof of address) is required by regulation. Once approved, the initial deposit can be made by bank transfer, card, or e-wallet depending on the broker's options.

Analyse-Trading community reviews and rating

The community rating is calculated from verified reviews left by users connected to our platform. Each trader can rate DEGIRO on 5 criteria: fees, platform, support, security, and withdrawals. Check the detailed reviews and trader feedback below.

⚠ Risk warning: Trading CFDs and Forex involves a high risk of rapid money loss due to leverage. The majority of retail investor accounts lose money trading CFDs. You should make sure you understand how CFDs work and whether you can afford to take the high risk of losing your money.