Fineco Bank

Banque en ligne italienne FCA + Banca d'Italia, 26 marches mondiaux

Banca d'Italia · CONSOB · FCA · BaFinFounded in 1999Milan, ItalieListed company
Min deposit
0
Standard account
Max leverage
1:30 (CFD UE)
Retail · 1:200 Pro
Instruments
50000+ actions/ETF/fonds/bonds/CFD (26 marches mondiaux)
Forex · CFD · Stocks
Execution
Cash market + CFD (PowerDesk pour CFD)

📋About Fineco Bank

Fineco Bank est une banque en ligne italienne creee en 1999 a Milan, devenue independante en 2014 apres son detachement d'UniCredit. Regulee par la Banca d'Italia et la FCA au Royaume-Uni (FRN 735612 pour la branche UK), Fineco est cotee a la Borsa Italiana (BIT:FBK) et compte plus de 1.6 million de clients en Italie, UK et Allemagne. Le broker propose acces a 26 marches mondiaux (Borsa Italiana, NYSE, NASDAQ, Xetra, LSE, Euronext, ASX, TSE, HKEX, etc.) avec actions, 1 200+ ETF, plus de 6 000 fonds, bonds, options, futures, CFD (forex, indices, actions, matieres premieres, crypto) et Multicurrency (compte multidevise). Tarifs : 19 EUR/ordre actions UE, 0 EUR sur ETF Fineco PUR (selection ~600), CFD spreads competitifs des 0.8 pip EUR/USD. Specialite : conseil patrimonial via reseau de 3 000+ Personal Financial Advisors en Italie.

Key info

Headquarters
Milan, Italie
Founded
1999
Regulations
Banca d'Italia, CONSOB, FCA, BaFin
Active clients
1600000+
Countries served
Italie, UK, Allemagne (Autriche limite)
Support languages
IT, EN, DE
Segregated funds
Yes
Negative balance protection
Yes
Compensation
FITD (Fondo Interbancario Tutela Depositi) jusqu'a 100000 EUR (depots)
Demo account
Free
Listed company
Yes

Pros & Cons

Pros
  • Banque + brokerage + CFD tout en un (rare en UE)
  • 26 marches mondiaux accessibles
  • 600 ETF Fineco PUR a 0 EUR
  • Cote Borsa Italiana (FBK) - transparence
  • PowerDesk : plateforme CFD reconnue
  • FCA UK + Banca d'Italia + BaFin
Cons
  • Pas dispo France (IT/UK/DE/AT uniquement)
  • Frais eleves sur actions hors ETF PUR (19 EUR/ordre)
  • Pas multilingue francais
  • Pas de fractional shares
  • CFD non disponibles dans toutes les juridictions
  • Crypto CFD restreint en UE

🏆Awards

Best Italian Online Bank (multiple annees)

Regulation and licenses

Fineco Bank is regulated by the following authorities: Banca d'Italia, CONSOB, FCA, BaFin. These regulations provide a legal framework for client funds and require the broker to follow strict transparency rules.

Available trading platforms

Fineco Bank offers: Fineco Web, Fineco App, PowerDesk (CFD), D.A.T. (Desktop Advanced Trading).

How to open an account at Fineco Bank?

Opening an account at Fineco Bank is done online in a few minutes. KYC verification (identity + proof of address) is required by regulation. Once approved, the initial deposit can be made by bank transfer, card, or e-wallet depending on the broker's options.

Analyse-Trading community reviews and rating

The community rating is calculated from verified reviews left by users connected to our platform. Each trader can rate Fineco Bank on 5 criteria: fees, platform, support, security, and withdrawals. Check the detailed reviews and trader feedback below.

⚠ Risk warning: Trading CFDs and Forex involves a high risk of rapid money loss due to leverage. The majority of retail investor accounts lose money trading CFDs. You should make sure you understand how CFDs work and whether you can afford to take the high risk of losing your money.