PostFinance
Banque postale suisse FINMA, e-trading 25 places boursieres mondiales
📋About PostFinance
PostFinance est la banque postale suisse, filiale a 100% de La Poste Suisse (Die Schweizerische Post). Creee en 1906 et regulee par la FINMA, PostFinance compte 2.5 millions de clients en Suisse et environ 100 milliards CHF d'actifs. Le service e-trading donne acces aux principales places boursieres mondiales : SIX Swiss Exchange (Geneve, Zurich), Euronext, NYSE, NASDAQ, Xetra, LSE, ASX, TSE et autres. PostFinance propose actions, ETF, obligations, fonds (4 000+), produits derivatifs (warrants/turbos via SIX Structured Products) et plans d'epargne en titres. Frais classiques de banque suisse : 25-65 CHF/ordre selon volume + custody fee 0.30%/an. Pas de CFD, pas de forex direct. Acces via e-finance (web/app).
ⓘKey info
⚖Pros & Cons
- ✓Banque postale suisse (FINMA - solidite maximale)
- ✓Filiale 100% La Poste Suisse (transparence)
- ✓2.5 millions de clients en Suisse
- ✓Acces 25 places boursieres mondiales
- ✓esisuisse jusqu'a 100000 CHF (depots)
- ✓Compte courant + carte bancaire + 3a inclus
- ✕Reserve aux residents suisses (KYC strict)
- ✕Frais eleves vs neobrokers (25-65 CHF/ordre)
- ✕Custody fee 0.30%/an
- ✕Pas de CFD, pas de forex, pas de derivatives complexes
- ✕Pas de plateforme de trading pro
- ✕Pas de fractional shares
Regulation and licenses
PostFinance is regulated by the following authorities: FINMA. These regulations provide a legal framework for client funds and require the broker to follow strict transparency rules.
Available trading platforms
PostFinance offers: PostFinance e-finance (web), PostFinance App.
How to open an account at PostFinance?
Opening an account at PostFinance is done online in a few minutes. KYC verification (identity + proof of address) is required by regulation. Once approved, the initial deposit can be made by bank transfer, card, or e-wallet depending on the broker's options.
Analyse-Trading community reviews and rating
The community rating is calculated from verified reviews left by users connected to our platform. Each trader can rate PostFinance on 5 criteria: fees, platform, support, security, and withdrawals. Check the detailed reviews and trader feedback below.
⚠ Risk warning: Trading CFDs and Forex involves a high risk of rapid money loss due to leverage. The majority of retail investor accounts lose money trading CFDs. You should make sure you understand how CFDs work and whether you can afford to take the high risk of losing your money.