Revolut
Neobanque britannique, trading actions + crypto + multi-devise
📋About Revolut
Revolut est une neobanque britannique creee en 2015 a Londres par Nikolay Storonsky et Vlad Yatsenko, devenue l'une des plus grosses fintech d'Europe (>50M clients, valorisation 45 Mrd USD en 2024). Initialement carte multi-devise, Revolut a obtenu une licence bancaire UE (Lituanie, BdL banking license) en 2018 et une licence FCA UK en 2024 (banking license complete). Cote brokerage : Revolut Trading Ltd (FCA, ATS) pour UK + Revolut Securities Europe UAB (Lituanie, BdL CSSI) pour UE. Le service trading propose 2200+ actions US/UK/UE, 250+ cryptos via Revolut Crypto, matieres premieres et plans d'investissement DCA. Frais : 1 EUR/ordre (plan FREE) jusqu'a 0 EUR (plan Ultra). Pas un broker pur : l'app reste centree sur le compte courant multi-devise.
ⓘKey info
⚖Pros & Cons
- ✓Tout-en-un : banque + trading + crypto + change (50M clients)
- ✓Compte multi-devise (30+ devises) avec change FX competitif
- ✓Fractional shares depuis 1 EUR
- ✓250+ cryptos via Revolut Crypto
- ✓Banking license complete UK + UE (BdL)
- ✓Plans Premium/Metal/Ultra avec courtage gratuit
- ✕Pas un broker pur : focus banque + carte (trading secondaire)
- ✕Pas de plateforme desktop (mobile-first)
- ✕Catalogue limite (2200 actions)
- ✕Spread crypto eleve (1.49%)
- ✕Frais 0.25% sur ordres FX hors heures ouvrees (forex)
- ✕Support telephone reserve plans premium
Regulation and licenses
Revolut is regulated by the following authorities: FCA, BdL (Bank of Lithuania), CySEC, NYDFS. These regulations provide a legal framework for client funds and require the broker to follow strict transparency rules.
Available trading platforms
Revolut offers: Revolut App (mobile-first).
How to open an account at Revolut?
Opening an account at Revolut is done online in a few minutes. KYC verification (identity + proof of address) is required by regulation. Once approved, the initial deposit can be made by bank transfer, card, or e-wallet depending on the broker's options.
Analyse-Trading community reviews and rating
The community rating is calculated from verified reviews left by users connected to our platform. Each trader can rate Revolut on 5 criteria: fees, platform, support, security, and withdrawals. Check the detailed reviews and trader feedback below.
⚠ Risk warning: Trading CFDs and Forex involves a high risk of rapid money loss due to leverage. The majority of retail investor accounts lose money trading CFDs. You should make sure you understand how CFDs work and whether you can afford to take the high risk of losing your money.